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Contact UsWhen it comes to ensuring the safety and well-being of your family, no amount of effort is too much. From providing your children with the best education to taking care of your aging parents and spouse, you spare no expense. That's why it's important to choose the best option when it comes to protecting your family, and a family health insurance plan is just that.
A family health insurance plan provides coverage for the entire family under one policy, as opposed to individual plans which require separate premiums for each family member, regardless of their age. The best family health insurance plans in India cover spouses, children, parents, and even parents-in-law.
• More affordable than purchasing multiple policies for each family member.
• Simplifies the payment process and eliminates the need to remember multiple schedules.
•Simplifies the payment process and eliminates the need to remember multiple schedules.
• Simplifies the payment process and eliminates the need to remember multiple schedules.
• Offers additional benefits like discounts and maternity cover.
Family health insurance plans are designed to meet the diverse needs of families. The following are some key features of these plans:
Cashless hospitalization
Family plans provide cashless hospitalization for all members, which can be extremely helpful in times of crisis and can provide financial flexibility.
Maternity cover
Family plans include maternity riders for expectant mothers, and also cover fertility treatments. Additionally, the policy covers various expenses related to childbirth, such as delivery expenses, c-sections, and termination.
Accident cover
Family health insurance plans provide accident cover in the event of an accident. They may also offer a waiver of premium in the event of permanent disability.
Critical illness cover
In case of a critical illness, the policy pays out on the first diagnosis of the listed medical condition. There is no need to provide hospital bills to receive this pay out.
In today's world, the healthcare sector has experienced a significant increase in costs due to inflation and additional material needs, making it difficult to cover expenses for doctor visits, hospitalization, and medication. The ongoing pandemic has also highlighted the importance of having a health insurance plan, as a health emergency can strike at any time and affect people of all ages. This is where a family health insurance plan comes in, providing financial protection for your loved ones, including ageing parents and young children, as well as you and your spouse. By using a family health insurance premium calculator, you can choose an appropriate amount that covers your entire family, giving you peace of mind that your family will be financially secure in the event of a health emergency.
Psychiatric treatments are covered by family health plans.
Annual medical checkups are provided for all members covered by the policy.
Maternity benefits are included in the plan, covering delivery, termination, emergency C-sections, and infertility treatments, among others.
Children younger than 91 days cannot be included in these plans.
Once children reach 18 years of age, they are no longer eligible for coverage under the family plan.
These plans have a waiting period during which pre-existing medical conditions are not covered.
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