• Housing Societies

• Property owners

• Renters

Fire

Lightning

Storm, cyclone, typhoon, tempest, hurricane, tornado, tsunami, flood and inundation

Forest fire, bush fire, jungle fire

Missile testing operations

Acts of terrorism

Bursting or overflowing of water tanks, apparatus and pipes

Theft within 7 days from the occurrence of and proximately caused by any of the above insured events

Explosion or Implosion

Earthquake

Subsidence of the land on which your home building stands, landslide, rockslide

Impact damage of any kind, i.e. damage caused by impact of, or collision caused by, any external physical object (e.g. vehicle, falling trees, aircraft, wall etc.)

Riot, strike, malicious damages

Leakage from automatic sprinkler installations.

Burning of Insured Property by any order of Public authority

War, invasion, war-like operations

Ionising radiation or contamination by radioactivity

Pollution or contamination

Loss of earning, loss by delay, consequential loss

Deliberate, wilful or intentional act or omission

Loss, destruction or damage to insured property by undergoing any heating, drying process or centrifugal Forces

Short circuiting, arcing, self- heating or leakage of electricity from whatever cause (lightning included)

Reduction in market value

Costs, fees, expenses for preparing any claim